Junction City's Favorite Pawn Shop - Since 1958
1434 N. Washington St. Junction City, KS
Pawn Loans
Get the most cash for your gold, jewelry, electronics, and other valuables. Click to learn more about pawn loans and what we accept as collateral.
BLUE LABEL
Jack & Dick's is a Blue Label Dealer - to support those who protect & serve. Active and retired military, law enforcement, and first responders qualify for exclusive pricing.
Gold & Jewelry
Buy, sell, or pawn your gold, jewelry, and other valuables. We pay the most in town, and we have a great selection for sale. Click to learn more.
Buy · Sell · Pawn
Whether you need cash or you're looking for a great deal on something new, Jack & Dick's can help. We pay the best rates in Junction City on pawned and sold items of value, including gold and jewelry, electronics, and other consumer goods. We also have a great selection of consumer goods at cut-rate prices. If you're in the market for a new computer or TV, a piece of jewelry, musical instrument, or just about anything else, make sure to check Jack & Dick's first to save big money. Jack & Dick's is a great place to shop for gifts!
MobilePawn App - Available at Jack & Dick's
Make interest & layaway payments online without having to come into the shop - get the app on the App Store and Google Play.
PAWN LOAN DISCLOSURES & INFORMATION
What can I pawn?
We will accept almost any item of value. Here are some of the most common things that are pawned:
Gold, silver, diamonds, and other precious metals, gemstones, and jewelry
Electronics, such as televisions, computers, tablets, headphones, and gaming systems
Musical instruments
Tools
And much more! Give us a call if you have any questions about what we'll accept
Why should I pawn something?
Pawning an item of value is a great way to secure a loan. If you need cash for any reason, you can pawn a valuable item. We'll give you cash in an amount relative to the value of the item, and we'll keep the item as collateral.
Pawning a valuable item is also a great way to store it safely. If you're going out of town for an extended period of time, or being deployed, you can leave your items of value with us and have complete peace of mind.
How does a pawn loan work?
To “pawn” an item means to leave it in the custody of the store as collateral for a short-term cash loan. These loans can be repaid at any time. However, payment plus interest is due at one-month intervals.
MLA lending interest rate is 3% per month, or 36% per year. For example, someone who pawns an item for $100 on January 1st must return by February 1st to pay the principle of $100 plus the interest rate of $3 (a total of $103) in order to collect the item. The individual may also elect to pay only the interest rate of $3 in order to extend the loan for another month. He may extend the loan in this manner indefinitely.
The minimum period for repayment is immediately. You may redeem your property the same day you pawn it. The maximum period for repayment is 3 months, but you may extend this period by one month every time you pay your monthly interest charge.
If I pawn something, will you sell it?
We will not sell any items that are pawned unless the interest on the loan is not paid for more than 90 days. If interest on a pawned item is delinquent for more than 90 days, we reserve the right to place that item up for sale without notice.
Do I have to come into the store to pay interest?
You can always pay the interest on any pawn loans in-store. You can also pay on our app.
Do I have to pawn something, or can I sell it to the store?
We will buy most of the items that we accept as collateral for pawn loans. We will give you a one-time cash payment relative to the value of the item.